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Had a very unpleasant indeed debt, especially credit card debt, just create a headache when debt collectors collect the bill every month and give us the news that the debt has been doubled with high interest rates. To be free of debt and pay off all credit card bills should learn, understand and do some simple things the following:

Stop using credit cards
After the debts were mounting up and you realize that you have to pay, then the first one done is to block credit card at the bank and credit debt help to destroy all credit card and debit card or means to borrow money or other credit. There should also change your lifestyle patterns of the consumer to be frugal and stingy because of the situation.

Immediately Get Rid of Your Debt
Pawning or selling goods immediately that you have either a valuable or not valuable. Purchase of goods from all credit card sales alone. If it still less selling other goods also can be sold or mortgaged. If money was collected immediately went to the bank and pay off all the debts and ask for credit debt settlement.
If you still can not, then go to the bank issuing credit cards to apply for waivers instalment of credit card bills with a capital of intent / nature of good to pay off your debt. With your sincerity maybe you can consolidate credit cards and access to pay the remaining instalments.