“I think 20-22 percent can be achieved,” said BI Deputy Governor Muliaman D Hadad between ABS Mortgage Seminar For a Safe Alternative Investments at Bank Building, Jalan MH Thamrin, Jakarta, Wednesday, June 23, 2010.

According to Muliaman, ahead of second-quarter 2010, loan growth has started to form. This is evident in loan growth year on year (YoY), which already reaches more than 18 percent. “More than Rp5, 2 trillion to the credit. I think, the credit amount is also growing,” he said.

BI records, credit growth is still sustained consumer credit. Nevertheless, investment loans and working capital also began to show growth. “BI will not be too fussy, because of growing consumer loan demand is good for the creative economy,” said Muliaman.

To finalize the revised plan of the credit growth target, the central bank will send a supervisor to discuss with banks to review their respective business plans. “Do stay with the old or existing recana change,” he said.

BI added, it is still optimistic that credit growth targets in the Business Plan of the Bank (RBB) was set at 24 percent in the early years can still be achieved. Condition, per-month credit growth should grow to Rp9 trillion. “I see already have a pretty good foundation, there will be consistency in credit growth,” said Muliaman.